Guide to Park Home Insurance

Posted by admin on 22 March 2021 12:00:00

Article supplied and written by Park Home Assist.

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So, you’ve bought your dream park home on the perfect park…one of the next things on your to-do-list is making sure you protect your pride and joy. Just as you would with a traditional bricks and mortar home, you can insure your park home – which we highly suggest!

Specialist Park Home Insurance – The Benefits

If you’re buying park home insurance for the first time, or renewing your policy, then there are some important considerations to take into account.

Choose a Specialist Park Home Insurer

You’ve clearly chosen to live in a park home, so you’ll know that it’s quite different from a standard bricks and mortar home, and you’ll need a different type of insurer. By choosing a specialist park home insurance company you’ll get better value for money: you’ll have a policy that meets your needs and you won’t pay for additional cover that you don’t need. A specialist insurer like Park Home Assist has over 15 years’ experience in park home insurance and can tailor your policy to suit you and your lifestyle.

You won’t find an insurer of park homes with a better understanding of park homes, than Park Home Assist, they also administer the only insurance backed Park Home Manufacturer’s 10-Year Structural Warranty (Platinum Seal) for the UK’s leading Park Home Manufacturers such as Tingdene Homes, so they really do understand ‘park home living’.

Making a Claim

The true test of an insurance policy is not the price you pay, it’s what happens when you need your insurer most and need to make a claim. The Park Home Assist team have an award-winning claims service winning the Insurance Times Claims Excellence Award for the outstanding service that customers receive when they make a claim. In addition, Park Home Assist has its own in-house claims coordinators, which means that your claim will progress in a timely and efficient manner. So if you do ever have to make a claim, you’ll want the peace of mind in knowing that you will be well looked after.

Customer Service

As well as getting the right insurance policy for your park home at the right price, you need to be confident that every time you contact your park home insurance company, you’ll be treated as a valued customer. When you’re enjoying your park home lifestyle, it’s good to know that by using a specialist park home insurer, you’ll get competitive products that are designed to meet your needs, as well as the excellent customer service that you deserve. It’s also good to know that they don’t operate in a call centre, so when you call the Park Home Assist office, you speak to one of the in-house team. That means that if you want to deal with the same person each time, you just have to ask for them!

‘Park Home’ Home Emergency Cover

In addition, you may want to consider home emergency cover for park home owners. If you’re faced with an emergency in your park home, like a leak caused by an unexpected failure of the drainage system, or a complete breakdown of your central heating system, then home emergency cover can give you peace of mind. If an incident arises that is covered by the policy, a contractor is sent out to help you resolve the emergency. This type of cover is designed to work alongside your park home buildings and content insurance. It does not relate to day-to-day maintenance. It gives you the benefits of not having to pay a call-out charge or an excess and in the case of Park Home Assist’s policy, you could be paid up to £1,000 per claim, with unlimited claims allowed.

Please note that the above article is written and provided by Park Home Assist, a specialist insurance provider for park homes, leisure homes and holiday lodges. Please note that the information is correct as of 25/02/21 and that terms and conditions may apply.

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